Yes, in most cases, you do require travel insurance, especially if you are traveling to Nepal or planning to travel from Nepal to another country. Travel insurance is highly recommended and sometimes even mandatory, depending on your destination and visa type.
For visitors coming to Nepal, travel insurance is not mandatory for tourist visas, but it is strongly advised, particularly for those trekking in the Himalayas. Many trekking permits (such as for Everest Base Camp or Annapurna Circuit) require proof of travel insurance that covers emergency medical evacuation, accidents, and high-altitude illnesses.
For Nepali citizens traveling abroad, travel insurance is often a visa requirement. Countries in the Schengen Area, UK, Australia, and Canada frequently ask for proof of valid travel insurance when applying for tourist or student visas. The insurance must usually cover medical emergencies, hospitalization, and repatriation, with minimum coverage requirements (e.g., EUR 30,000 for Schengen visas).
Even if not required, travel insurance is a smart safety net against unexpected events such as trip cancellations, lost baggage, medical emergencies, or flight delays. It provides peace of mind and financial protection while you're abroad.





































